Where It Will All End

Where It Will All End - The Grave
Where It Will All End – The Grave

There’s a simple truth that so many find uncomfortable. It and each of us will all end in the grave. Death is Life’s one constant. Embrace an old man’s wisdom; accept your death as a great gift and a guaranteed end of your sentence. 😉

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Life Choices Matter

Life Choices Matter
Your Life Choices Matter

Your life choices matter, and the first major life choice people make largely for themselves is the choice between going to college or entering the workforce. It’s the choice than will financially decide their future more often than not. And, frankly, a lot of young people have been indoctrinated into making that choice without any real thought.

4-Year Degree vs. Skilled Trades

OK, to start with, this chart seems off to me in its details, though the premise is sound. The average debt accrued for a baccalaureate is $32,000 – $59,000, not $90,000. I also, if we’re going for numbers which are both more conservative and, IMHO, much closely matching “Blue Collar” salaries across the US, I’d set the starting salaries in the $12 – $18/hour range.

As I said though, the premise is still sound. Having earned $117,060 – $150,500 over 4 years is a lot better than having earned nothing and having accrued $32,000 – $59,000 that you will, presumably, have to repay at some point. The tradesman, after 4 years is $149,060 – $209,500 ahead of the college graduate in total earnings and on his or her to establishing a life.

And, BTW, that college graduate most likely won’t catch up anytime soon. The average salary for someone with a 4-year degree is $69,368 compared to the tradesman’s $64,770, but for an average of 20 years that graduate will be loosing on average $2,880/year in loan payments, bringing his or her effective income to $66,490, a meager $1720 more than the tradesman. That means it will take well over 50 years before the graduate “catches up” to the total earnings of the tradesman. This is literally more than the span of time – 40 – 50 years – most Americans work.

And remember, these numbers and predictions are based upon my believed-to-be-corrected and lowered numbers. If the chart is closer to being correct than I am, for either debt accrued or salaries, it’s even worse for the college graduate, who could be almost $315,000 in total earnings behind the tradesman.

~*~

Honestly, people need to make informed life choices instead of blindly following the government’s propaganda that has pushed getting a college degree as the primary and preferred, if not only, means of being successful since at least as far back as the early 1960s.

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The Tao Of Pooh

The Tao Of Pooh - Pooh Knows What Makes The World Go 'round
The Tao Of Pooh

Pooh always possessed and presented a deep and profound wisdom when it came to the world. Sometimes this is more obvious than others. 😉

What Makes The World Go ‘Round

Yes, it’s quite true. Pooh knows the way of the world. One need only accept his kind wisdom in order to find a true path through life.

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Friends With Benefits

fwb

Friends With Benefits – A Valentine’s Alternative
(Click to Enlarge)

Friends, Reader, Countrymen – with Valentine’s Day around the corner, here’s a small bit of advice. Don’t let the perfect become the enemy of the good. A Valentine’s Day night with a Friend with Benefits is better than one spent alone or with some desperate, hookup partner. True, it’s not as good as having a “proper,” romantic partner on Valentine’s Day, but a Friend with Benefits is a relationship partner, therefor both good enough and far less stressful than the norm on this upcoming holiday.

Pedantic Note: The yellow roses with some red-blushed one amongst them are a “hat tip” to one variant of the Floriography of Victorian times in which yellow roses were for friendship and red ones for romantic interests. 😉

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The Curse Of Jazz

The Curse Of Jazz
The Curse Of Jazz

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